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A Highland Park Family’s Guide to Senior Living Costs

From monthly fees to financing options, this guide covers everything your family needs to plan.

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Created to answer the questions families ask most before choosing senior living.

Reflecting 25+ years of senior living conversations, from first questions to move-in day.

10 minutes of reading. A lifetime of better-informed decisions.

Inside this guide, you’ll learn

  • Senior living options overview: The key differences between independent living, assisted living, memory care, and CCRCs.

  • Pricing and cost drivers: How monthly rates are set and what happens when care needs increase.

  • The full cost picture: What’s included in your base rate—and the services that carry additional fees.

  • How families fund senior living: Retirement income, long-term care insurance, VA benefits, and Medicaid.

  • Lowering your monthly costs: Tax benefits, floorplan choices, and special programs that ease the financial load.

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