When you start researching senior living for someone you love, the first question is almost always the same: How much does this cost? The second question is often more important: What does that cost actually cover?
Maybe it started with a phone call; your parent mentioning they forgot to take their medication again. Or maybe it was a fall that left you shaken, even though they insisted they were fine. Whatever brought you here, you've already crossed the hardest threshold: deciding that personal care is the right next step. Now comes a different kind of challenge: figuring out which community will truly be the right fit.
Here's a thought experiment. If a new drug hit the market that could reduce the risk of dementia by 38%, lower depression risk by 27%, and improve overall survival odds by 50%, it would make national headlines. Doctors would rush to prescribe it. Insurance companies would scramble to cover it.