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Discover How Senior Living May Cost Less Than You Think

See your personalized comparison in 2 minutes. You might be surprised by the savings.

  • See exactly what's included
  • Compare your current expenses side-by-side
  • Calculate meals, utilities, and care all in one
Two seniors enjoy a game of cornhole outdoors at this senior living community near Shrewsbury NJ, sharing laughs and staying active together in the fresh air.
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Find Hidden Savings

Many families save $500-$1,500/month vs. staying home

Wondering if you can afford senior living? Easily compare the cost of senior living vs. the costs of aging in place with our senior living cost calculator. Fill in your current expenses and determine the level of care that suits your needs to get an estimate and make an informed decision.

Click each section to expand or collapse the expense fields.

Expenses
Mortgage or rent payment
Total of utilities
Home or renters insurance
Property tax
Not sure? We can use the area average costs:
Expenses
Grocery and Food
Entertainment, hobbies, etc.
Transportation (Vehicle insurance, registration, gas, maintenance, and repairs)
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Expenses
Lawn care and/or pet services
Maintenance or repairs
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Expenses
Current or Anticipated Home Health Care / Companion Costs
The average home health aide in New Jersey costs $6,100/month (Genworth 2024):

Choose the option that best describes your current or anticipated care needs.

Not sure which is right?

Take our quick senior living options quiz
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Assisted Living

Our assisted living neighborhood offers personalized support in spacious, light-filled apartment homes. Generous floor plans, including one-bedroom and two-bedroom options with select full kitchens and in-unit washer/dryer, give residents the feel of home with the convenience of daily support close by.

What’s Included:

  • Three chef-prepared meals daily, plus snacks
  • Weekly housekeeping and linen service
  • Scheduled transportation to appointments and outings
  • 24-hour scheduled nursing coverage
  • On-site therapy services (physical, occupational, and other)

 

Selected
Staff member and resident holding hands

Memory Care

Our intimate memory care neighborhood has a limited number of residents, so our specialized team can provide deeply personalized care and build genuine relationships. First-floor apartments open to a secured courtyard, and our Tovertafel interactive technology creates meaningful moments of connection and joy every day. 

What’s Included:

  • Three chef-prepared meals daily in a calm, structured dining environment
  • Weekly housekeeping and linen service
  • Individualized care plans are updated with families regularly
  • 24-hour scheduled nursing coverage
  • Secured outdoor courtyard with covered seating
Selected

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Your Selected Care Level:

Your Personalized Cost Comparison

Here's how Arbor Terrace compares to your current expenses

$10,046

Current Monthly At-Home Living with Anticipated Care Costs

Your Current At-Home Expenses:

  • Mortgage or rent payment $4,000
  • Total of utilities $4,000
  • Home or renters insurance $4,000
  • Property tax $4,000
  • Grocery and Food $4,000
  • Entertainment $4,000
  • Lawn care and/or pets $4,000
  • Maintenance or repairs $4,000
  • Transportation $4,000
  • Home Health Care $4,000
  • Total Monthly Cost: $10,046

$10,046

Arbor Terrace Monmouth Starting Price

What's Included:

All-inclusive pricing with no hidden fees

You Could Save /month

A group of seniors laughs and cheers during a Jenga game at a senior living community in Monmouth County, enjoying engaging activities and warm social connections indoors.

What’s the Next Step?

You've explored the numbers, now experience the value behind them. Seeing the community in person helps you understand not just what's included, but what daily life truly feels like.

Let's walk through it together, answer your questions about cost, and help you move forward with confidence.

Schedule a Visit