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Discover How Senior Living May Cost Less Than You Think

See your personalized comparison in 2 minutes—you might be surprised by the savings.

  • See exactly what's included
  • Compare your current expenses side-by-side
  • Calculate meals, utilities, and care all in one
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Takes Only 2 Minutes

Quick and easy—get your personalized results instantly.

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Find Hidden Savings

Many families save $500-$1,500/month vs. staying home.

Wondering if you can afford senior living? Easily compare the cost of senior living vs. the costs of aging in place with our senior living cost calculator. Fill in your current expenses and determine the level of care that suits your needs to get an estimate and make an informed decision.

Click each section to expand or collapse the expense fields.

Expenses
Mortgage or rent payment
Total of utilities
Home or renters insurance
Property tax
Not sure? We can use the area average costs:
Expenses
Grocery and Food
Entertainment, hobbies, etc.
Transportation (Vehicle insurance, registration, gas, maintenance, and repairs)
Not sure? We can use the area average costs:
Expenses
Lawn care and/or pet services
Maintenance or repairs
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Expenses
Current or Anticipated Home Health Care / Companion Costs
The average home health aide in New Jersey costs $6,160/month (Genworth 2024):

Choose the option that best describes your current or anticipated care needs.

Not sure which is right?

Take our quick senior living options quiz
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Assisted Living

Our assisted living neighborhood offers personalized daily support in a beautifully designed community in the heart of Montgomery Township. Residents enjoy certified exercise programming, educational enrichment through our Princeton University partnership, intergenerational connections with local schools, and Fox Rehabilitation services on-site, all without leaving the community they call home

What’s Included:

  • Three chef-prepared meals daily, served restaurant-style
  • Weekly housekeeping and linen service
  • Complimentary transportation to appointments and outings
  • Fox Rehabilitation physical, occupational, and speech therapy on-site
  • Educational programs through 
  • All utilities included
Selected
Staff member and resident holding hands

Memory Care

Our memory care neighborhood provides compassionate, specialized support for residents living with moderate to advanced dementia. Our dementia-trained team uses GEMS programming, developed by renowned dementia care expert Teepa Snow, to honor each resident's unique abilities and deliver care that is as individual as they are.

What’s Included:

  • Three chef-prepared meals daily with dedicated neighborhood dining
  • Weekly housekeeping and linen service
  • GEMS personalized memory care programming
  • Tover interactive engagement technology
  • Dining with Dignity® program for mealtime support
  • Personalized care programs tailored to each individual
  •  All utilities included 
Selected

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Your Selected Care Level:

Your Personalized Cost Comparison

Here's how Arbor Terrace compares to your current expenses

$10,046

Current Monthly At-Home Living with Anticipated Care Costs

Your Current At-Home Expenses:

  • Mortgage or rent payment $4,000
  • Total of utilities $4,000
  • Home or renters insurance $4,000
  • Property tax $4,000
  • Grocery and Food $4,000
  • Entertainment $4,000
  • Lawn care and/or pets $4,000
  • Maintenance or repairs $4,000
  • Transportation $4,000
  • Home Health Care $4,000
  • Total Monthly Cost: $10,046

$10,046

Arbor Terrace Montgomery Starting Price

What's Included:

  • Three chef-prepared meals daily, served restaurant-style
  • Weekly housekeeping and fresh linen service
  • Complimentary transportation to medical appointments and local destinations
  • All utilities, including electric, water, and basic cable
  • Life engagement programming across seven dimensions of wellness
  • Personalized care plans with 24/7 professional caregiving support

All-inclusive pricing with no hidden fees

You Could Save /month

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What’s the Next Step?

You've explored the numbers, now experience the value behind them. Seeing the community in person helps you understand not just what's included, but what daily life truly feels like.

Let's walk through it together, answer your questions about cost, and help you move forward with confidence.

Schedule a Visit