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Senior Living Cost Calculator

Our easy to use cost calculator is a straightforward tool that enables you to estimate the monthly cost of senior living vs. living at home. By entering your specific preferences and requirements, the calculator will generate an estimated cost that is tailored to your individual needs.

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Veterans Benefits and Senior Living What you need to know (1)

VA Benefits

The Department of Veteran Affairs (VA) offers benefits to help Veterans pay for increased senior care. The Aid and Attendance benefit is one of these programs and can provide eligible U.S. Military Veterans and their spouses over $2,600 of monthly, tax-free income, which can help cover the costs of their senior care. Eligibility can be determined in less than 5 minutes by reviewing wartime dates, discharge type, care needs, income, and assets. 

See If You Qualify for VA Benefits
cost - what to know

Financing Options

Making the move to a senior living community is an exciting step in life, but as you prepare for this next chapter, you may wonder how you will afford it. Fortunately, there are many helpful financial options out there. We partner with the financial experts at ElderLife Financial and to help you determine which resources are available to you and which to leverage to help you pay for senior living.

Get a Free Consultation with ElderLife

Helpful Information and Resources

Our resource center is a wealth of information about senior living, with a range of valuable resources available, including blogs, guides, and episodes of our Senior Living LIVE! series. These resources provide you with additional information and insights that can help you make an informed decision about senior living. We encourage you to explore our resource center and take advantage of the valuable information available to you.

What Is the Real Cost of Assisted Living in Naperville?

Calculating the Costs of Senior Living

Senior Living LIVE! Understanding the VA Benefit for Senior Living

Frequently Asked Questions

At Arbor Terrace Naperville, we acknowledge that the cost is a critical factor when considering your senior living options. To address any questions you may have about senior living costs in Naperville, we’ve compiled these FAQs:

Does Medicare cover the cost of senior assisted living in Illinois?

Medicare in Illinois does not cover the non-medical care expenses associated with assisted living. Medicare typically only covers a short-term stay in a skilled nursing or rehabilitation community while an older adult is recovering from an illness or injury. It can also cover in-home rehab care performed by a home health nurse or therapist.

What is the cost of memory care in Illinois?

Memory care costs are generally 20-30% higher than assisted living costs. Memory care can be an expensive commitment, but it's worth the spend. The average monthly rate for a memory care facility in Illinois is around $5,000 or $60,000 per year, but pricing can vary widely depending on the location and level of dementia care that is needed.

Is there a buy-in fee?

You won’t have to worry about a buy-in fee when you choose Arbor Terrace Naperville. Instead, you pay for the services you need when you need them, month by month.

How do I schedule a tour?

We’d love to meet you and show you what life is like inside Arbor Terrace Naperville! Call our team to schedule a tour or to set up a time to join in on an activity or a meal. We would love to introduce you to some of the residents and staff that make Arbor Terrace so special.

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Community Blog Arbor Terrace Naperville Is Proud to Earn the Accreditation for Excellence in Senior Living Learn More
Cost Calculator Understand the costs of senior living versus the costs of aging in place Learn More

What's Happening at Arbor Terrace

Hello, Lola!


Our weekly visits from Lola the therapy dog never fail to light up our day!

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A Trip to Oberweis!


Ice cream is always a good idea! The National Assisted Living Week celebration continued with a trip to Oberweis for some sweet treats!

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A Trip to Oberweis! image