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Senior Living Might Be More Affordable Than You Expect

Get a personalized cost snapshot in just two minutes and discover how the numbers truly compare.

  • Know what's covered each month
  • See your current expenses next to the cost of senior living
  • Factor in dining, utilities, maintenance, and care, together
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Takes Just 2 Minutes

Simple, straightforward, and personalized. Your results are ready right away.

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Discover Unexpected Savings

You may find that senior living costs $500 to $1,500 less per month than staying at home.

Curious whether or not you can afford senior living? Use our senior living cost calculator to compare the true cost of senior living with the expenses of aging at home. Simply enter your current monthly costs and select the level of support that fits your needs to receive a personalized estimate. In just a few minutes, you'll have a clearer picture and the confidence to take your next step.

Click each section to expand or collapse the expense fields.

Expenses
Mortgage or rent payment
Total of utilities
Home or renters insurance
Property tax
Not sure? We can use Gambrills area average costs:
Expenses
Grocery and Food
Entertainment, hobbies, etc.
Transportation (Vehicle insurance, registration, gas, maintenance, and repairs)
Not sure? We can use Gambrills area average costs:
Expenses
Lawn care and/or pet services
Maintenance or repairs
Not sure? We can use Gambrills area average costs:
Expenses
Current or Anticipated Home Health Care / Companion Costs
The average home health aide in Maryland costs $6,673/month (Genworth 2024):

Select the option that best reflects your current needs, or what you may need in the near future.

Unsure which option is the best fit?

Take our quick senior living options quiz
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Assisted Living

Thoughtfully designed for older adults who could benefit from help with daily activities, such as bathing, dressing, or medication management, while continuing to live as independently as possible.

What’s Included:

  • 24/7 care with a personalized care plan tailored to your needs
  • Medication management and oversight
  • Support with daily activities as needed
  • Chef-prepared dining options
  • Housekeeping and fresh linen service
Selected
Staff member and resident holding hands

Memory Care

A secure, purposefully designed Evergreen neighborhood for individuals living with Alzheimer's disease or other forms of dementia, supported by specially trained team members with more than 30 years of Arbor Company experience in cognitive care.

What’s Included:

  • A secure, structured setting designed for comfort and safety
  • Specially trained Evergreen team members
  • Engaging, memory-focused activities each day
  • Dining with Dignity® program for mealtime support
  • Personalized care programs tailored to each individual
Selected

Enter your contact information to see your personalized cost comparison.

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Your Selected Care Level:

Your Personalized Cost Comparison

Here's how Arbor Terrace compares to your current expenses

$10,046

Current Monthly At-Home Living with Anticipated Care Costs

Your Current At-Home Expenses:

  • Mortgage or rent payment $4,000
  • Total of utilities $4,000
  • Home or renters insurance $4,000
  • Property tax $4,000
  • Grocery and Food $4,000
  • Entertainment $4,000
  • Lawn care and/or pets $4,000
  • Maintenance or repairs $4,000
  • Transportation $4,000
  • Home Health Care $4,000
  • Total Monthly Cost: $10,046

$10,046

Arbor Terrace Waugh Chapel Starting Price

What's Included:

  • 3 chef-prepared meals daily
  • Housekeeping and linen service
  • A personalized care plan tailored to your needs
  • Medication management and oversight
  • Support with daily activities as needed
  • Maintenance and repairs
  • Transportation services
  • Social activities and wellness programs
  • Fitness and engagement programming
  • 24/7 emergency response
  • Landscaping and grounds maintenance

You Could Save /month

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What’s the Next Step?

You've explored the numbers, now experience the value behind them. Seeing the community in person helps you understand not just what's included, but what daily life truly feels like.

Let's walk through it together, answer your questions about cost, and help you move forward with confidence.

Schedule a Visit