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Everything You Need to Feel Comfortable, Supported, and Engaged

When you choose senior living in Gambrills, MD, you’re not just selecting a place to live. You’re choosing how each day feels. At Arbor Terrace Waugh Chapel, your monthly rate brings together thoughtful services, engaging experiences, and personalized support, all designed to simplify life while keeping it full.

A stylish community bar and lounge area at Arbor Terrace Waugh Chapel featuring teal tile accents, wooden display elements, and warm pendant lighting, showcasing the resort-style amenities that define senior living near Waugh Chapel Towne Centre.

Designed for Comfort, Connection, and Everyday Ease

Your monthly rate covers the essentials and the extras that make daily life more enjoyable. From chef-prepared meals to meaningful programs and personalized care, everything is built around making your day easier, more engaging, and more connected.

Your Home

Your Home

  • Spacious apartment home
  • All utilities included
  • Weekly housekeeping
  • Maintenance & repairs
  • Emergency call system

Dining & Nutrition

Dining & Nutrition

  • Three chef-prepared meals daily
  • Flexible dining hours
  • Special dietary accommodations
  • Snacks & beverages anytime
  • Private dining for guests

Care & Support

Care & Support

  • 24/7 trained care staff
  • Personalized care planning
  • Medication management
  • Health & wellness programs
  • Care coordination services

Life Enrichment

Life Enrichment

  • Daily activities & programs
  • Fitness & wellness classes
  • Cultural & educational events
  • Transportation to appointments
  • Community outings

Connection & Community

Connection & Community

  • Vibrant social calendar
  • Interest-based clubs
  • Intergenerational programs
  • Volunteer opportunities
  • Pet-friendly environment

Peace of Mind

Peace of Mind

  • No large buy-in fees
  • Predictable monthly pricing
  • No hidden charges
  • Financial planning support
  • Family peace of mind

Arbor Terrace vs. Living at Home

Between upkeep, daily responsibilities, and increasing care needs, the true cost of living at home—both financial and emotional—can add up quickly. At Arbor Terrace Waugh Chapel, those responsibilities are replaced with a more streamlined, supportive lifestyle so you can spend less time managing tasks and more time enjoying your day.

Category
Living at Home
Life at Arbor Terrace
Monthly Rent/Mortgage
$1,800 - $3,000
Included
Utilities (Electric, Water, Gas)
$400 - $600
Included
Home Maintenance & Repairs
$300 - $600
Included
Groceries & Meal Planning
$400 - $600
Included
Housekeeping & Laundry
$250 - $500
Included
Transportation Services
$200 - $400
Included
Social Activities & Programs
$350 - $500
Included
24/7 Emergency Response
$25 - $50
Included
On-Site Care Coordination
$1,000 - $4,000
Included
Fitness & Wellness Programs
$75 - $150
Included

The Hidden Costs of Home

Living at home often means balancing ongoing expenses and responsibilities that can change month to month. Over time, these factors can impact both financial planning and overall well-being.

  • Home repairs average $3,600 annually
  • In-home care can exceed $4,000/month
  • Social isolation impacts health & well-being

The Arbor Terrace Advantage

At Arbor Terrace Waugh Chapel, your monthly rate brings together services, support, and daily experiences. This consistency makes it easier to plan ahead while enjoying a more connected, engaging lifestyle.

  • Fixed monthly rate, no hidden fees
  • Comprehensive services and care options
  • Active community and meaningful connections

See the Value for Yourself

Use our interactive cost calculator to compare your current expenses with life at Arbor Terrace Waugh Chapel, or explore our floor plans to find the right fit.

Making Senior Living Work for Your Budget

Understanding how to pay for assisted living or memory care in Anne Arundel County is an important step. Many residents use a combination of personal savings, proceeds from a home sale, or long-term care insurance to cover monthly costs.

Veterans and their spouses may also qualify for Aid & Attendance benefits, which can help offset the cost of care. Our team is here to walk you through available options and connect you with trusted local resources in the Gambrills and Annapolis area.

Residents enjoy a lively cornhole activity in a bright common area at Arbor Terrace Waugh Chapel, highlighting the fun and engaging senior lifestyle programs that foster connection and wellness at this assisted living community in Gambrills, MD.
arbor-terrace-waugh-chapel-resident-23

Plan with Clarity

We take a clear, straightforward approach so you always know what to expect. No guesswork, no hidden complexity.

1

No Large Upfront Investment

There’s no large buy-in required. You can maintain financial flexibility while accessing everything our community offers.

2

Predictable Monthly Costs

Your monthly rate is designed to be easy to understand, covering services, dining, and daily support—so you can plan ahead with confidence.

3

Guidance Every Step of the Way

From exploring long-term care insurance to understanding veteran benefits, our team helps you navigate the details and identify options that align with your goals.