Everything You Need to Feel Comfortable, Supported, and Engaged
When you choose senior living in Gambrills, MD, you’re not just selecting a place to live. You’re choosing how each day feels. At Arbor Terrace Waugh Chapel, your monthly rate brings together thoughtful services, engaging experiences, and personalized support, all designed to simplify life while keeping it full.
Designed for Comfort, Connection, and Everyday Ease
Your monthly rate covers the essentials and the extras that make daily life more enjoyable. From chef-prepared meals to meaningful programs and personalized care, everything is built around making your day easier, more engaging, and more connected.
Your Home
- Spacious apartment home
- All utilities included
- Weekly housekeeping
- Maintenance & repairs
- Emergency call system
Dining & Nutrition
- Three chef-prepared meals daily
- Flexible dining hours
- Special dietary accommodations
- Snacks & beverages anytime
- Private dining for guests
Care & Support
- 24/7 trained care staff
- Personalized care planning
- Medication management
- Health & wellness programs
- Care coordination services
Life Enrichment
- Daily activities & programs
- Fitness & wellness classes
- Cultural & educational events
- Transportation to appointments
- Community outings
Connection & Community
- Vibrant social calendar
- Interest-based clubs
- Intergenerational programs
- Volunteer opportunities
- Pet-friendly environment
Peace of Mind
- No large buy-in fees
- Predictable monthly pricing
- No hidden charges
- Financial planning support
- Family peace of mind
Arbor Terrace vs. Living at Home
Between upkeep, daily responsibilities, and increasing care needs, the true cost of living at home—both financial and emotional—can add up quickly. At Arbor Terrace Waugh Chapel, those responsibilities are replaced with a more streamlined, supportive lifestyle so you can spend less time managing tasks and more time enjoying your day.
Estimated Monthly Total
Monthly Total
$4,800 – $10,400
One Simple Monthly Rate
Starting at $6,900
The Hidden Costs of Home
Living at home often means balancing ongoing expenses and responsibilities that can change month to month. Over time, these factors can impact both financial planning and overall well-being.
- Home repairs average $3,600 annually
- In-home care can exceed $4,000/month
- Social isolation impacts health & well-being
The Arbor Terrace Advantage
At Arbor Terrace Waugh Chapel, your monthly rate brings together services, support, and daily experiences. This consistency makes it easier to plan ahead while enjoying a more connected, engaging lifestyle.
- Fixed monthly rate, no hidden fees
- Comprehensive services and care options
- Active community and meaningful connections
See the Value for Yourself
Use our interactive cost calculator to compare your current expenses with life at Arbor Terrace Waugh Chapel, or explore our floor plans to find the right fit.
Making Senior Living Work for Your Budget
Understanding how to pay for assisted living or memory care in Anne Arundel County is an important step. Many residents use a combination of personal savings, proceeds from a home sale, or long-term care insurance to cover monthly costs.
Veterans and their spouses may also qualify for Aid & Attendance benefits, which can help offset the cost of care. Our team is here to walk you through available options and connect you with trusted local resources in the Gambrills and Annapolis area.
Plan with Clarity
We take a clear, straightforward approach so you always know what to expect. No guesswork, no hidden complexity.
No Large Upfront Investment
There’s no large buy-in required. You can maintain financial flexibility while accessing everything our community offers.
Predictable Monthly Costs
Your monthly rate is designed to be easy to understand, covering services, dining, and daily support—so you can plan ahead with confidence.
Guidance Every Step of the Way
From exploring long-term care insurance to understanding veteran benefits, our team helps you navigate the details and identify options that align with your goals.