5 Things to Know about Retirement in Fernandina Beach, FL

The rich history of Amelia Island and Fernandina Beach includes eight different nations, a long pirate saga, and a Civil War fort. But the glory days of this stunning location are far from over. The area offers numerous attractions, an unbeatable climate, plenty of senior services, and a friendly tax environment that ensures you get to keep more of your money. Whether you’re considering a move to the beach or debating the merits of aging in place, Fernandina Beach is an exceptional choice. Here are five things you need to know about retirement in Fernandina Beach, Florida.

The Climate Is Perfect 

Like most beach cities, Fernandina Beach is never unbearably cold, with an average January low of 44 degrees. Rain is plentiful in the summer months, guaranteeing consistent breaks from the summer heat. And unlike many beach towns, Fernandina Beach benefits from cool breezes that minimize sweltering temperatures.

For seniors with arthritis or mobility impairments, this climate offers real benefits. Joint pain tends to get worse in the chilly winter months, and the warm temperatures of Fernandina Beach can help reduce pain. Moreover, this welcoming climate encourages you to spend time outdoors, helping you remain active longer. Go for a jog on the beach. Swim in the warm ocean water. Or sign up for water aerobics at the Fernandina Beach Senior Center.


There’s Plenty to Do 

No matter what you love, you can find plenty to do in Fernandina Beach. Spend lazy afternoons basking in the sun and reading a book. Or for a more adventurous outing, go kayaking or deep sea fishing. Take a quick trip to the Amelia Island Museum of History to learn more about the region, and don’t forget to check out Fort Clinch or one of the many other excellent state parks in the area. Performing arts buffs adore the Amelia Community Theatre, and foodies can’t stop talking about Salt and Lulu’s on 7th.

Plenty of Resources Can Support You 

You don’t have to age alone in Fernandina Beach. The Nassau County Council on Aging offers numerous resources to make the process less overwhelming. Check out the Fernandina Beach Life Center calendar for daily events, or read the Nassau County Resource Directory for access to resources and support services near your home.

The Senior Population is Booming

A third of the Fernandina Beach population is over the age of 65. That means you’ll have no trouble making friends or even finding a date. The elder population here is rapidly expanding, hinting at the value life in Fernandina Beach offers. The government,  businesses, and other entities that serve the community have responded with a wide range of services and resources. Fernandina Beach offers numerous senior living communities, including a vast array of options for seniors who crave an active and independent retirement.

A Fernandina Beach Retirement Is More Affordable Than You Think 

Florida is one of the most tax-friendly states in the country, making it a great bet for seniors on a fixed income who want to keep more of their money. There is no state income tax, and Fernandina Beach’s Volunteer Income Tax Assistance (VITA) program offers free help to file your taxes. 

Seniors concerned about the costs of home ownership should know that senior living—which offers activities, gourmet food, socialization, and more all under one roof—can offer significant savings. You just can’t get the amenities of senior living at home, which makes it a great value. To compare the costs of senior living and staying at home, check out our cost calculator tool

The Lakeside at Amelia Island is Fernandina Beach’s premier senior living community. We offer a supportive team, a commitment to adventure and joy, gourmet food, and a beautiful home you’ll love. Stop by one of our many community events to learn more, or give us a call to schedule your tour!

Melissa Sloper

About the Author: Melissa Sloper

Melissa has 20 years of Senior Living Experience and a background in education. She has managed many Senior Living Communities on the East and West Coast as a Divisional Director of Operations before joining The Arbor Company. Melissa is dedicated to coaching and mentoring high quality teams. She is passionate about serving seniors. Recently Melissa and her family relocated from Washington State, trading in their rain coats for suntan lotion to join the team on Amelia Island.

Want to learn more?

If senior living has ever crossed your mind, you owe it to yourself to learn more about The Lakeside at Amelia Island. Contact us today.